Looking for a personal loan, mortgage, or business financing? We’ve gathered current loan offers from banks in Georgia:
- Interest rates for consumer and targeted loans
- Repayment terms and loan duration
- Option to apply online without visiting a branch
Not sure if a loan suits your needs? Compare offers and choose the one that matches your plans and financial capacity.
Liberty Bank offers the lowest starting APR — from 9% annually on consumer loans (terms from 12 to 36 months). TBC Bank follows with an effective rate starting from ~18% on loans up to 80,000 GEL. Bank of Georgia offers similar terms, with rates around 12–14% for consumer and mortgage loans.
- Liberty Bank: APR from 9–18% (minimum 9%) for loans over 12–36 months
- TBC Bank: Effective rate starting at ~18% for online loans up to 80,000 GEL
- Bank of Georgia: Rates range from 12–14% for personal and mortgage loans
Consumer credit from BoG
Amount (GEL): from 400 to 75 000 GEL
Amount (dollars): from $1100 ($ loan only secured by real estate)
% rate (GEL): from 9%
% rate (dollars): from 12,92%
Effective interest rate: from 18,5 %
Loan term: from 3 to 48 months
Requirements: salary from GEL 300 per month, age from 18 to 70 years
Consumer credit from TBC
Amount (GEL): 100 – 600 000 GEL
Amount (dollars): from 1100$ (a loan of $ only secured by real estate)
% rate (GEL): from 15%
% rate (dollars): from 9,8%
Effective interest rate: from 16.5% (lari) / from 10.91 (dollars)
Loan term: from 6 to 120 months
Requirements: salary from GEL 300 per month, age from 18 to 70 years
Consumer credit from Credo
Amount (GEL): from 500 to 100 000 GEL
Amount (dollars): No information available
% rate (GEL): from 10,9%
% rate (dollars): No information available
Effective interest rate: from 17,62 %
Loan term: from 4 to 48 months
Requirements: salary from 200 lari per month, age from 18 to 70 years
Consumer credit from Liberty
Amount (GEL) 300 – 80 000 GEL
Amount (dollars): 10 – 100 000 $
% rate (GEL): from 9,9 %
% rate (dollars): from 10,5%
Effective interest rate: from 10,9%
Loan term: from 3 to 120 months
Requirements: salary from 200 lari per month, age from 18 to 70 years
Consumer credit from ProCredit bank
Amount (GEL): up to 90 000 GEL
% rate (GEL): from 14,24%
Effective interest rate: from 16,4%
Loan term: from 3 to 60 months
Requirements: salary from 200 lari, age from 18 to 70 years
Consumer credit from Silk Road
Amount (GEL): from 500 to 50 000 GEL
% rate (GEL): from 9,3%
Effective interest rate: from 17,5%
Loan term: from 3 to 36 months
Requirements: salary from 200 lari, age from 18 to 70 years
Consumer credit from Ziraat Bank Georgia
Amount (GEL): from 5 000 GEL
Amount (dollars): from 3 000 GEL
% rate: from 14,9%
Effective interest rate: from 16,5%
Loan term: from 3 to 36 months
Requirements: salary from 200 GEL, age from 18 to 65 years
Consumer credit from Isbank Georgia
Amount (GEL): 1500 GEL
% rate (GEL): from 17%
Effective interest rate: from 21%
Loan term: from 1 to 36 months
Requirements: salary from GEL 600, age from 18 to 70 years
Consumer credit from TeraBank
Amount (GEL): from 1 000 GEL
Amount (dollars): from 1 000
% rate (GEL): from 5,6%
% rate (dollars): from 9,75%
Effective interest rate from 17,6% (GEL) / from 10,6% ($)
Loan term: from 6 to 120 months
Requirements: salary from 300 GEL, age from 18 to 70 years, deposit: apartment or vehicle
