On this page, you’ll find:
- Interest rates on deposits in various currencies
- Terms of placement and early withdrawal conditions
- Deposit protection programs and interest accrual policies
We regularly update the data so you can choose the deposit option with the highest return.
For maximum returns in GEL, choose TBC Bank (≈10.7%). If you need multi-currency options and online account opening — Liberty Bank (~10.2% in GEL + 3.9% in USD). For stability and a wide branch network — Bank of Georgia (≈10.5%).
Deposit from BoG
Interest rate (GEL): from 10,95% to 11,7%
Interest rate (Dollars): from 0,8% to 2%
Minimum term: from 3 months to 48 months
Minimum deposit amount: 10 GEL
Deposit from TBC
Interest rate (GEL): from 10.3% to 11.6%
Interest rate (Dollars): from 0.5% to 1.65%
Minimum term: from 3 to 24 months
Minimum deposit amount: 1 000 GEL
Deposit from Credo
Interest rate (GEL): 11,3% – 12,6%
Interest rate (Dollars): 1,9% – 3,1%
Minimum term from 3 months
Minimum deposit amount: from 100 GEL
Deposit from Liberty
Interest rate (GEL): 11,35% – 11,9%
Interest rate (Dollars): 2,3% – 3,4%
Minimum term: from 3 to 24 months
Minimum deposit amount: from 100 GEL
Deposit from Cartu Bank
Interest rate (GEL): 7,25% – 9,35%
Interest rate (Dollars): 0,5% – 3,05%
Minimum term: from 3 to 24 months
Minimum deposit amount: from 50 GEL
A loan secured by a deposit from Cartu Bank
Amount (GEL, USD, EUR): 500-500 000
% rate (GEL): 2% is added to the interest accrued on the deposit
% rate (dollars): 11% is added to the interest accrued on the deposit
Loan term: up to 2 years old
Requirements: monthly income from GEL 5,000, work experience in the last place for at least 6 months, payroll from 3 months
Deposit from ProCredit Bank
Interest rate (GEL): from 10,1% to 10,9%
Interest rate (Dollars): 1,1% – 2,85%
Minimum term: from 3 to 36 months
Minimum deposit amount: 500 GEL
Deposit from Silk Road
Interest rate (GEL): 13% – 15,25%
Interest rate (Dollars): 5% – 5,8%
Minimum term: from 12 to 60 months
Minimum deposit amount: 50 GEL
Deposit from Isbank Georgia
Interest rate (GEL): 8,5% – 9,75%
Interest rate (Dollars): 1,8% – 4,5%
Minimum term: from 3 to 24 months
Minimum deposit amount: 500 GEL
Deposit from TeraBank
Interest rate (GEL): 10,2% – 12,5%
Interest rate (Dollars): 1,7% – 3,45%
Minimum term: from 3 to 24 months
Minimum deposit amount: 500 GEL
