A debit card in Georgia is not just a payment tool — it’s an effective way to manage your personal finances. On this page, you’ll find bank offers for debit cards that include:
- Service in GEL, USD, and EUR
- Free card issuance and cash withdrawals
- Mobile banking and contactless payments
Compare the conditions to choose a card with minimal fees and a user-friendly app.
If you want the lowest fees for withdrawals and maintenance, go with TBC Digital (1 GEL/month, 0.2%–0.6% withdrawal fees).
If you need multi-currency support and simple transfers — choose Liberty Bank (~1.5 GEL/month, 0.2%–0.6% in-network withdrawal, 0.07% per transfer).
If you prefer stability and a wide branch and ATM network — Bank of Georgia (15 GEL/year for the standard card).
Debit card from BoG
The cost of opening: for Georgian citizens free of charge / for foreigners ~100 GEL
The cost of maintenance: for Georgian citizens from 10 lari per year / for foreigners 5 lari per month
Probability of refusal (for foreigners): high
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Debit card from TBC
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: 20 GEL for Georgian citizens / 110 GEL for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, have a passport with you, fill out a questionnaire
Cashback: 0,5%
Debit card from Credo
The cost of opening: free for Georgian citizens / free for foreigners
The cost of maintenance 10 lari for Georgian citizens / 65 lari for foreigners
Probability of refusal (for foreigners): minimum
SMS + online banking: 0 GEL
Requirements: over 18 years old, passport, completed application form
Cashback: –
Debit card from Liberty
The cost of opening: free of charge for Georgian citizens / 10 GEL for foreigners
The cost of maintenance: 36 lari per year for Georgian citizens / 300 lari per year for foreigners
Probability of refusal (for foreigners): below average
SMS + online banking: 0 GEL
Requirements: over 18 years old, passport, completed application form
Cashback: from 3%
Debit card from Cartu Bank
The cost of opening: GEL 20 per year for Georgian citizens / unknown for foreigners
The cost of maintenance: 36 lari per year for Georgian citizens / 300 lari per year for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 2 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Debit card from ProCredit Bank
The cost of opening: GEL 40 per year for Georgian citizens / unknown for foreigners
The cost of maintenance: 36 lari per year for Georgian citizens / 300 lari per year for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Debit card from Silk Road
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: GEL 20 for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Minimum balance: 30 GEL / 20 USD / 20 EUR
Requirements: over 18 years old, have a passport with you, fill out a questionnaire
Cashback: –
Debit card from Ziraat Bank Georgia
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: GEL 15 for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): low
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Debit card from TeraBank
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: GEL 30 per year for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Debit card from Halyk Bank Georgia
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: free of charge for Georgian citizens / 100 GEL for foreigners
Probability of refusal (for foreigners): no data
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: no
Debit card from BasisBank
The cost of opening: free of charge for Georgian citizens / 100 GEL for foreigners
The cost of maintenance: GEL 15 per year for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: 0,5%