Credit Cards from Georgian Banks — Comparison and Selection
A credit card is a convenient tool for shopping, travel, and managing your expenses. On this page, you’ll find offers from the leading banks in Georgia: TBC, Bank of Georgia, Liberty, and others.
We’ve gathered information on:
- Credit limits and interest rates
- Grace periods and fees
- Cashback programs and bonuses
Want to apply for a card online? Compare the terms, choose the best option, and apply directly from the bank’s page.
Tip: If you’re looking for a low interest rate, go with Liberty Bank (9.96% APR, no annual fee). If you prefer cashback and a grace period, choose the TBC Card (0.5–1% cashback, 55-day grace period, but high interest on cash withdrawals).
Credit card from BoG
Grace period: 55 days
Credit limit: from 500 to 20 000 GEL
% rate: 23.8%
The cost of maintenance: from 25 lari per year
Requirements: minimum income from GEL 300 per month, age from 20 to 70 years, certificate of income confirmation
Card validity period: 4 years
Credit card from TBC
Grace period 55 days
Credit limit: from 250 to 20 000 GEL
% rate: from 0,52%
The cost of maintenance: from 5 to 120 GEL per year
Requirements: Age from 20 years, citizenship of Georgia or a foreign country, minimum salary 200 lari.
Card validity period: 4 years
Credit card from Liberty bank
Grace period: 25 days
Credit limit: 500 – 30 000 GEL
% rate: from 20%
The cost of maintenance: 0 GEL
Requirements: from 18 to 70 years old, earnings from GEL 200 per month
Card validity period: 4 years
Credit card from Cartu Bank
Grace period: –
Credit limit: from 5 000 to 50 000 GEL
% rate: 12% – 16%
The cost of maintenance: 0 GEL
Requirements: monthly income from GEL 5,000, work experience in the last place for at least 6 months, payroll from 3 months
Card validity period: 2 years
Credit card from Silk Road
Grace period: 30 days
Credit limit: from 100 to 10 000 GEL
% rate: from 18 %
The cost of maintenance: 30 GEL per year
Requirements: salary from GEL 300 per month, certificate of confirmed income
Card validity period: 4 years
Credit card from Ziraat Bank Georgia
Grace period: –
Credit limit: up to 10 000 GEL
% rate: unknown
The cost of maintenance unknown
Requirements: salary from 200 GEL, age from 18 to 65 years
Card validity period: 4 years
Credit card from TeraBank
Grace period: 55 days
Credit limit: from 500 to 30 000 GEL
% rate: from 23%
The cost of maintenance: from 20 to 85 GEL
Requirements: age from 18 to 65 years, salary from 200 lari
Card validity period: 4 years
