all-banks.ge is an independent catalog of banks where you’ll find up-to-date information on tariffs, services, and ratings of all banks operating in Georgia. We help you compare and choose the best offers — whether you’re a local resident, an expat, or a tourist.
What will you find on our site?
- A complete list of banks operating in Georgia: TBC Bank, Bank of Georgia, Liberty Bank, and others
- Comparison of fees for deposits, cards, loans, and account maintenance
- Current exchange rates from various banks
- Information in Russian and English — without complicated jargon or marketing fluff
- Helpful articles and guides: how to open an account, transfer money, get a card, and more
How to Choose a Bank in Georgia: 5 Key Tips
Choosing a bank is not just about convenience — it’s also about safety, service conditions, and your personal financial goals. To make the right choice, consider the following:
- Reliability and Reputation
Choose banks with strong ratings, a stable track record, and participation in the deposit insurance system. This is especially important if you’re placing large amounts or planning long-term cooperation. - Fees and Tariffs
Pay close attention to:- Account or card maintenance fees
- Charges for transfers, deposits, and cash withdrawals
- Currency exchange fees
- Convenience of Online Banking
Modern banks should offer intuitive mobile and online platforms for managing your accounts. Both TBC and Bank of Georgia are known for their user-friendly apps, which support payments, transfers, and even online loan applications. - Services That Fit Your Needs
Think about what matters most to you: cashback cards, deposits in foreign currency, business accounts, or the ability to open an account without Georgian residency. Not all banks offer the same flexibility. - Location and Accessibility
If you live or work outside of Tbilisi, check whether the bank has branches or ATMs nearby. This is essential for in-person services and cash withdrawals, especially in rural areas.
Why do we do this?
Georgia’s financial system is stable and accessible, but newcomers often face challenges when comparing banks. Where is the service more affordable? Which bank is faster at opening accounts? Whose mobile app is better? We gather and structure this information in one place, making your financial decisions easier and more transparent.
Who is this site for?
- Individuals looking for the best card or deposit
- Entrepreneurs opening a business account in Georgia
- Foreigners relocating to Georgia and choosing a local bank
- Financial consultants who need quick access to banking terms and rates
Bank of Georgia (BoG)
Credit card from BoG
Grace period: 55 days
Credit limit: from 500 to 20 000 GEL
% rate: 23.8%
The cost of maintenance: from 25 lari per year
Requirements: minimum income from GEL 300 per month, age from 20 to 70 years, certificate of income confirmation
Card validity period: 4 years
Debit card from BoG
The cost of opening: for Georgian citizens free of charge / for foreigners ~100 GEL
The cost of maintenance: for Georgian citizens from 10 lari per year / for foreigners 5 lari per month
Probability of refusal (for foreigners): high
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Deposit from BoG
Interest rate (GEL): from 10,95% to 11,7%
Interest rate (Dollars): from 0,8% to 2%
Minimum term: from 3 months to 48 months
Minimum deposit amount: 10 GEL
Consumer credit from BoG
Amount (GEL): from 400 to 75 000 GEL
Amount (dollars): from $1100 ($ loan only secured by real estate)
% rate (GEL): from 9%
% rate (dollars): from 12,92%
Effective interest rate: from 18,5 %
Loan term: from 3 to 48 months
Requirements: salary from GEL 300 per month, age from 18 to 70 years
Contact information
- Phone: (+995 32) 2 444 444
- Head office address: 29A Yuri Gagarin Street
- Number of branches: 276
- Opening hours: Mon-Fri from 9:30 to 19:00, Saturday from 10:00 to 14:30. Sunday is a day off
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
TBC
Credit card from TBC
Grace period 55 days
Credit limit: from 250 to 20 000 GEL
% rate: from 0,52%
The cost of maintenance: from 5 to 120 GEL per year
Requirements: Age from 20 years, citizenship of Georgia or a foreign country, minimum salary 200 lari.
Card validity period: 4 years
Debit card from TBC
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: 20 GEL for Georgian citizens / 110 GEL for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, have a passport with you, fill out a questionnaire
Cashback: 0,5%
Deposit from TBC
Interest rate (GEL): from 10.3% to 11.6%
Interest rate (Dollars): from 0.5% to 1.65%
Minimum term: from 3 to 24 months
Minimum deposit amount: 1 000 GEL
Consumer credit from TBC
Amount (GEL): 100 – 600 000 GEL
Amount (dollars): from 1100$ (a loan of $ only secured by real estate)
% rate (GEL): from 15%
% rate (dollars): from 9,8%
Effective interest rate: from 16.5% (lari) / from 10.91 (dollars)
Loan term: from 6 to 120 months
Requirements: salary from GEL 300 per month, age from 18 to 70 years
Contact information
- Phone number: +(995 32) 227 27 27 ( receiving calls 24/7)
- Head office address: 7 Marjanishvili St
- Number of branches: 159
- Opening hours: Mon-Fri from 10:00 to 18:00, Saturday: from 10:00 to 14:00. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
Credo
Credit card from Credo
Grace period: 55 days
Credit limit: 350-10 000 GEL
% rate: from 41,51%
The cost of maintenance 0 GEL
Requirements: from 18 to 70 years old, earnings from GEL 200 per month
Card validity period: 4 years
Debit card from Credo
The cost of opening: free for Georgian citizens / free for foreigners
The cost of maintenance 10 lari for Georgian citizens / 65 lari for foreigners
Probability of refusal (for foreigners): minimum
SMS + online banking: 0 GEL
Requirements: over 18 years old, passport, completed application form
Cashback: –
Deposit from Credo
Interest rate (GEL): 11,3% – 12,6%
Interest rate (Dollars): 1,9% – 3,1%
Minimum term from 3 months
Minimum deposit amount: from 100 GEL
Consumer credit from Credo
Amount (GEL): from 500 to 100 000 GEL
Amount (dollars): No information available
% rate (GEL): from 10,9%
% rate (dollars): No information available
Effective interest rate: from 17,62 %
Loan term: from 4 to 48 months
Requirements: salary from 200 lari per month, age from 18 to 70 years
Contact information
- Phone number: +995322 42 42 42
- Head office address: 23 K. marjanishvili St.
- Number of branches: 71
- Central office opening hours: Mon-Saturday from 10:00 to 21:00, Sunday closed
- Opening hours of all other offices: Mon-Fri from 10:00 to 17:30, Saturday: from 10:15 to 12:15. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: No
Liberty bank
Credit card from Liberty bank
Grace period: 25 days
Credit limit: 500 – 30 000 GEL
% rate: from 20%
The cost of maintenance: 0 GEL
Requirements: from 18 to 70 years old, earnings from GEL 200 per month
Card validity period: 4 years
Debit card from Liberty
The cost of opening: free of charge for Georgian citizens / 10 GEL for foreigners
The cost of maintenance: 36 lari per year for Georgian citizens / 300 lari per year for foreigners
Probability of refusal (for foreigners): below average
SMS + online banking: 0 GEL
Requirements: over 18 years old, passport, completed application form
Cashback: from 3%
Contact information
- Phone number: +995 32 2 55 55 00
- Head Office address: 74 Chavchavadze ave. 0162 Tbilisi, Georgia
- Number of branches: 403
- Opening hours: Mon-Fri from 10:00 to 17:30, Saturday: from 10:00 to 14:30. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
Cartu Bank
Credit card from Cartu Bank
Grace period: –
Credit limit: from 5 000 to 50 000 GEL
% rate: 12% – 16%
The cost of maintenance: 0 GEL
Requirements: monthly income from GEL 5,000, work experience in the last place for at least 6 months, payroll from 3 months
Card validity period: 2 years
Debit card from Cartu Bank
The cost of opening: GEL 20 per year for Georgian citizens / unknown for foreigners
The cost of maintenance: 36 lari per year for Georgian citizens / 300 lari per year for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 2 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Deposit from Cartu Bank
Interest rate (GEL): 7,25% – 9,35%
Interest rate (Dollars): 0,5% – 3,05%
Minimum term: from 3 to 24 months
Minimum deposit amount: from 50 GEL
A loan secured by a deposit from Cartu Bank
Amount (GEL, USD, EUR): 500-500 000
% rate (GEL): 2% is added to the interest accrued on the deposit
% rate (dollars): 11% is added to the interest accrued on the deposit
Loan term: up to 2 years old
Requirements: monthly income from GEL 5,000, work experience in the last place for at least 6 months, payroll from 3 months
Contact information
- Phone: (+995 32) 200 80 80
- Head office address: 39a I. Chavchavadze Ave, 0162
- Number of branches: 11
- Opening hours: Mon-Fri from 10:00 to 18:00. Saturday, Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
ProCredit Bank
Debit card from ProCredit Bank
The cost of opening: GEL 40 per year for Georgian citizens / unknown for foreigners
The cost of maintenance: 36 lari per year for Georgian citizens / 300 lari per year for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Contact information
- Phone: (+995 32) 220 2222
- Head office address: 21 Al. Kazbegi Ave., Tbilisi 0160, Georgia
- Number of branches: 9
- Opening hours: Mon-Fri from 10:00 to 16:00, Saturday: from 10:00 to 14:00. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
Silk Road Bank
Credit card from Silk Road
Grace period: 30 days
Credit limit: from 100 to 10 000 GEL
% rate: from 18 %
The cost of maintenance: 30 GEL per year
Requirements: salary from GEL 300 per month, certificate of confirmed income
Card validity period: 4 years
Debit card from Silk Road
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: GEL 20 for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Minimum balance: 30 GEL / 20 USD / 20 EUR
Requirements: over 18 years old, have a passport with you, fill out a questionnaire
Cashback: –
Contact information
- Phone: 2 242 242
- Head Office Address: 2 Saarbrucken Square, 0102, Tbilisi, Georgia
- Number of branches: 3
- Opening hours: Mon-Fri from 10:00 to 18:00. Saturday, Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
Ziraat Bank Georgia
Credit card from Ziraat Bank Georgia
Grace period: –
Credit limit: up to 10 000 GEL
% rate: unknown
The cost of maintenance unknown
Requirements: salary from 200 GEL, age from 18 to 65 years
Card validity period: 4 years
Debit card from Ziraat Bank Georgia
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: GEL 15 for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): low
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Contact information
- Phone: 032 294 37 04
- Head Office address: 6 Zviad Gamsakhurdia Named Right Bank, Tbilisi
- Number of branches: 5
- Opening hours: Mon-Fri from 9:30 to 17:30. Saturday, Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
Isbank Georgia
Contact information
- Phone number: +995 322 44 22 44
- Head office address: 72 A.I.Chavchavadze avenue, Tbilisi 0162
- Number of branches: 3
- Opening hours: Mon-Fri from 9:30 to 18:00. Saturday, Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
- The bank has not been able to issue plastic debit and credit cards since February 2023.
TeraBank
Credit card from TeraBank
Grace period: 55 days
Credit limit: from 500 to 30 000 GEL
% rate: from 23%
The cost of maintenance: from 20 to 85 GEL
Requirements: age from 18 to 65 years, salary from 200 lari
Card validity period: 4 years
Debit card from TeraBank
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: GEL 30 per year for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: –
Deposit from TeraBank
Interest rate (GEL): 10,2% – 12,5%
Interest rate (Dollars): 1,7% – 3,45%
Minimum term: from 3 to 24 months
Minimum deposit amount: 500 GEL
Consumer credit from TeraBank
Amount (GEL): from 1 000 GEL
Amount (dollars): from 1 000
% rate (GEL): from 5,6%
% rate (dollars): from 9,75%
Effective interest rate from 17,6% (GEL) / from 10,6% ($)
Loan term: from 6 to 120 months
Requirements: salary from 300 GEL, age from 18 to 70 years, deposit: apartment or vehicle
Contact information
- Phone: 032 255 00 00
- Head office address: 7 Sandro Euli str., Tbilisi
- Number of branches: 26
- Opening hours: Mon-Fri from 10:00 to 18:00, Saturday: from 10:00 to 14:00. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
Halyk Bank Georgia
Credit card from Halyk Bank Georgia
Grace period: 90 days
Credit limit from 70 000 GEL
% rate: from 19% to 28%
The cost of maintenance: 0
Requirements: age from 18 to 65 years, salary from 200 lari
Card validity period: 4 years
Debit card from Halyk Bank Georgia
The cost of opening: free of charge for Georgian citizens / 50 GEL for foreigners
The cost of maintenance: free of charge for Georgian citizens / 100 GEL for foreigners
Probability of refusal (for foreigners): no data
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: no
Contact information
- Phone number: (+995 32) 2 24 07 07
- Head Office address: 40 Zhiuli Shartava St, Tbilisi 0160
- Number of branches: 5
- Opening hours: Mon-Fri from 10:00 to 17:00, Saturday: from 10:00 to 14:00. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
- If your income is not enough to get a loan from this bank, you can take any family member with a stable income as a co-borrower.
PASHA Bank Georgia
Contact information
- Phone: (+995 322) 265 000
- Head Office address: 37m, Ilia Chavchavadze Avenue, Tbilisi 0179
- Number of branches: 2
- Opening hours: Mon-Fri from 10:00 to 17:30, Saturday: from 10:00 to 14:00. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
- There is no possibility of opening plastic cards in this bank.
- Loans are granted only to businesses.
BasisBank
Credit card from BasisBank
Grace period: 55 days
Credit limit: 30 000 GEL
% rate: 19,9%
The cost of maintenance: 0 GEL
Requirements: check with the bank’s operator
Cashback: 1% of each amount spent, more than 20 GEL
Card validity period: 4 years
Debit card from BasisBank
The cost of opening: free of charge for Georgian citizens / 100 GEL for foreigners
The cost of maintenance: GEL 15 per year for Georgian citizens / unknown for foreigners
Probability of refusal (for foreigners): middle
SMS + online banking: 1.5 GEL per month
Requirements: over 18 years old, passport, fill out a questionnaire
Cashback: 0,5%
Contact information
- Phone number: +995 322 922 922
- Head office address: 1 St. queen ketevan ave., Tbilisi
- Number of branches: 24
- Opening hours: Mon-Fri from 10:00 to 18:00, Saturday: from 10:00 to 14:30. Sunday: closed
- Currency: $, GEL, EUR
- Possibility to use abroad: Yes
Frequently Asked Questions (FAQ)
1. Can a foreigner open a bank account in Georgia?
Yes, most banks allow foreigners to open accounts with just a passport. Residency is not required for basic accounts, but additional services (like loans) may require proof of income or local address.
2. Which documents are needed?
Usually, just a passport is enough. Some banks may also ask for a phone number, email address, and local contact information.
3. Can I open an account online?
Some banks, like TBC and Bank of Georgia, offer partial or full online onboarding. However, in most cases, a brief in-person visit is required to finalize the process.
4. What is the average interest rate on deposits?
As of 2025, deposits in Georgian lari (GEL) can offer up to 10–11% annually, while USD deposits earn about 3–4% depending on the bank and term.
5. Are Georgian banks safe?
Yes. The major banks are regulated by the National Bank of Georgia, and deposits are insured up to a certain amount. Banks like TBC, Liberty, and Bank of Georgia have strong reputations and years of market presence.